Disability insurance, also called income protection insurance, replaces a portion of your income in case of disability from illness, injury, or long-term conditions. It ensures you can cover essential expenses and maintain your standard of living during challenging times.
Your ability to earn income is precious, and disability insurance safeguards it by providing a percentage of your pre-disability income. It helps meet financial obligations like mortgage payments and daily living expenses, even during extended periods of inability to work.
Our agency offers customizable disability insurance policies. You can select the waiting period before benefits begin, ranging from weeks to months, and the benefit period, whether short-term or long-term, depending on your needs.
Disability insurance covers both total and partial disabilities, providing a safety net for temporary setbacks or permanent disabilities.
Having disability insurance in place offers peace of mind during tough times, reducing stress about income loss and allowing focus on recovery and rehabilitation.
Don't wait for a crisis to disrupt your financial stability. Disability insurance is a crucial part of your insurance portfolio, ensuring protection for you and your loved ones. Contact us today to explore your options and secure your financial future confidently.